Associate Analyst, Community Finance
We focus on innovation and opportunity -- on long term well being for our associates, customers, and communities. We dream in disruption -- at scale -- especially for those who have been underserved. This is the language of changing things for the better, of the future, and...of Capital One.
Community Finance's commitment to impact is clear. In 2022, the company provided more than $7.19 billion in community development loans, and we have been an industry leader in community development lending for many years. Our Community Finance team is one of the top providers of affordable housing opportunities in banking. Since its inception, Capital One has invested almost $17 billion in affordable housing and provided financing for more than 160,000 affordable housing units.
As we continue to build our commitment to our customers and communities, we would like for you to consider being part of this very special team.
The Opportunity and Role
The analyst will contribute to and take responsibility for critical functions throughout the entire process. The position offers an opportunity to gain financial and technical expertise, develop professional skills and build a foundation for career growth within the affordable housing industry.
In this role, you will gain a unique perspective on all things affordable housing. You will collaborate with colleagues, syndicators, developers, and other organizations to evaluate opportunities to support affordable housing.
The ideal candidate:
Highly motivated, possessing strong analytical thinking, problem solving skills, and attention to detail.
Demonstrate aptitude to question current procedures with a focus on continuous process improvement.
Sharp attention to detail and ability to see the big picture, collaborative attitude with excellent communication skills.
Ability to respectfully challenge, make decisions and handle multiple projects or deadlines in a fast-paced environment.
Ability to be a team player.
Primary Responsibilities
Develop an understanding of the affordable housing industry.
Develop familiarity with all lending and investment policies and procedures of the Bank.
Utilize and become highly proficient in Community Finance's proprietary financial underwriting template.
Assist in evaluating prospective debt and equity investments in Affordable Housing.
Under the guidance of People Leader or designee, analyze projects' financing, development budget, construction schedule, operating expenses, debt service, market analysis, and developer capacity.
Day to day will include due diligence, market research, comparative analysis.
Partner with other department areas, including Underwriting, Portfolio &