Job Description
Job Summary:
Under general supervision with a high level of autonomy, uses knowledge and skills obtained through education, training and experience to assist a business unit or department in making credit decisions and monitoring a portfolio of corporate loans. Verifies credit information and analyzes both publicly reported and privately disclosed financial information. Guidance from individual Manager and assigned Corporate Bankers is provided to perform work that is complex, requiring a certain degree of evaluation, originality and ingenuity to make various credit related decisions. Provides support to Corporate Bankers overseeing a portfolio of syndicated corporate loans, with a predominant focus on leveraged loans and specialized finance. Results are evaluated for achieving goals and objectives.
Essential Duties and Responsibilities:
Provides support to Corporate Bankers in regards to portfolio and risk management of complex corporate loans to ensure proper reserve requirements are applied.
Analyzes both publicly filed and private financial statements, interprets findings and prepares various reports and models.
Prepares quarterly and annual reviews of existing corporate borrowers and respective loan participations.
Works closely with a team of Corporate Bankers to underwrite and present loan investments to an Executive Loan Committee on an ad hoc basis.
Prepares spreadsheets, reports, summaries and opinions, including analyses of individual corporate loans and portfolio based overviews of credit metrics.
Maintains documentation files and monitors compliance with terms of loans.
Performs other duties and responsibilities as assigned.
Knowledge of:
Fundamental concepts, practices and procedures of accounting and financial principles.
Fundamental concepts, practices and procedures of credit analysis, including financial statement analysis.
Financial markets and products.
Federal and State laws.
Skill in:
Researching, interpreting and analyzing financial statements.
Preparing routine financial position reports.
Credit portfolio management. Strong communication skills both written and oral; must be comfortable working with individuals at multiple levels.
Maintaining documentation files.
Ensuring compliance with organizational policies and applicable State, Federal, agency and investor guidelines.
Operating standard office equipment and using required software applications.
Ability to:
Partner with others to accomplish objectives.
Attend to detail while maintaining a big picture orientation.
Interpret and apply policies.
Manage multiple tasks with changing priorities to meet deadlines in a fast paced environment with frequent interruptions.
Provide a high level of customer service.
Establish and maintain effective working relationships with others.
Education
Bachelor's: Accounting, Bachelor's: Business Administration, Bachelor's: Finance
Work Experience
General Experience - 3 to 6 years
Certifications
Travel
Less than 25%
Workstyle
Hybrid
At Raymond James our associates use five guiding behaviors (Develop, Collaborate, Decide, Deliver, Improve) to deliver on the firm's core values of client-first, integrity, independence and a conservative, long-term view.
We expect our associates at all levels to:
Grow professionally and inspire others to do the same
Work with and through others to achieve desired outcomes
Make prompt, pragmatic choices and act with the client in mind
Take ownership and hold themselves and others accountable for delivering results that matter
Contribute to the continuous evolution of the firm
At Raymond James - as part of our people-first culture, we honor, value, and respect the uniqueness, experiences, and backgrounds of all of our Associates. When associates bring their best authentic selves, our organization, clients, and communities thrive. The Company is an equal opportunity employer and makes all employment decisions on the basis of merit and business needs.
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