Senior Manager, FP&A

EMPOWER OVERVIEW

Empower is shaking up an outdated financial system by providing real opportunity for our customers: the opportunity to get the cash they need, to access fair credit, and to change their financial story. Today, we’re helping millions of people find financial security through machine learning models that evaluate creditworthiness using a more inclusive lens and mobile-first products: Cash Advance, Thrive line of credit, and Petal credit cards. Tomorrow? Creating even more financial paths for our customers (and their wallets) to succeed.

This year, Empower ranked #65 on Inc. 5000’s Fastest-Growing Private Companies list — our third year in a row cracking the top 100 — and was named by Forbes as one of the 25 Next Billion-Dollar Startups for 2024. Empower was also featured by Forbes on America’s Best Startup Employers list in 2023, and our Thrive line of credit product was named by Fast Company as one of 2022’s Next Big Things in Tech.

Empower is backed by Sequoia Capital, Blisce, and Icon Ventures. Ready to grow your impact and accelerate your career? Take a look at our open roles — we can’t wait to meet you.

The Opportunity: Senior Manager, FP&A

Empower is seeking a Senior Manager of FP&A to play a key part in charting our company’s strategic and financial direction. In this role, you’ll build financial models to project the performance of our various business lines, assess revenue trajectories, align costs, and calibrate capital requirements. You’ll partner with cross-functional leaders on data-driven, strategic decision-making, including annual planning and influencing product, credit, people, and marketing levers across the business. The ideal candidate can bring clarity to complexity, ensure we have a firm grasp on our actuals versus forecasts, and collaborate across different departments to fuse their plans with our financial narrative. This role will report to our Head of Strategic Finance.

Empower is a remote-first company. We drive connectivity through regular company offsites. Travel for company offsites is expected at a minimum 2 times a year.

How You’ll Make an Impact

• Financial modeling: Develop comprehensive financial models that reflect our budget allocation and closely monitor expenditures across Empower’s multiple product lines. Oversee our long-term financial planning to ensure strategies are aligned with the company’s overarching objectives.

• Data analysis: Analyze financial data to accurately project future revenues and expenses. Prepare and deliver monthly, quarterly, and annual forecast reports while evaluating financial performance against actual results and forecasts. Recommend actions by identifying trends to improve financial status. Present these findings to senior management and external stakeholders.

• Cross-functional collaboration: Partner with teams such as People, Accounting, Product, Credit, and Marketing to ensure alignment of financial objectives with departmental strategies. 

• Presentation materials: Prepare quarterly Board materials and executive presentations to communicate business results and forecasts.

• Strategic initiatives: Contribute to initiatives such as new location and market strategy, M&A transactions, and fundraising efforts.

• Process improvement: Own the implementation and adoption of future-forward FP&A and analytics tools and processes.

Why You’re a Great Fit

• 7+ years of experience in corporate finance (FP&A, investment banking, equity research, or other relevant fields)

• Expertise in creating and managing complex 3-statement financial models

• Background in fintech/consumer lending is a plus but not required

• Strong communication skills, with the ability to present financial analyses to senior executives and external stakeholders

• SQL experience is a plus but not required

Our Interview Process

1. Initial Recruiter Call: A conversation to learn about your experience and what you’re looking for in your next role.

2. Hiring Manager Interview: A deeper discussion about your background and the Senior Manager, FP&A opportunity.

3. Case Study: A brief take-home exercise that highlights your thought process on a relevant business challenge. Pending feedback, we’ll review it together in a follow-up conversation.

4. Skills Panel: Meet with Empower team members to discuss your expertise and problem-solving approach.

5. Leadership Conversations: Final conversations with our CFO and CEO to discuss how you’ll contribute to Empower’s mission (and how we can help you achieve your career goals along the way).

Don’t meet every qualification? If you’re excited about this challenge and driven to innovate, we still want to hear from you!

What You’ll Get at Empower

• Meaningful Ownership: Competitive salary and generous equity in a profitable, fast growing company.

• Complete Support: 100% coverage for medical, dental, vision, and life insurance, plus a generous WFH reimbursement.

• High-Impact Teams: The chance to thrive in a small, focused team where your contributions directly shape outcomes for our business and customers.

• Remote First: A virtual first environment built on trust and outcomes.

• Team Connection: Twice-yearly company onsites where we come together to connect, learn, and build for the future (our last few have been in San Diego, Vail, and Flagstaff)!

• Growth Path: Ongoing opportunities for development in a dynamic, supportive, and creative environment.

The Empower Way

The Empower Way is one where bold ambition meets an owner mindset, where open dialogue and spirited debate are encouraged, and where everyone works together to put our customers first. We believe diverse voices lead to the best ideas, and we foster an environment where every individual is valued, heard, and supported as part of one unified team working to change lives and build a more inclusive future.

If that sounds like you, join us and be part of a team that’s helping millions of people reshape their financial futures.